Privacy Policy for AJ Unique TopUp
Last updated: March 2026.
PRIVACY POLICY
This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use our Service, including our VTU services and Marketplace, and tells You about Your privacy rights and how the law protects You.
By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.
INTERPRETATION AND DEFINITIONS
Interpretation
Words with capitalized initial letters have meanings defined under the following conditions. These definitions apply whether they appear in singular or plural.
Definitions
Account means a unique account created for You to access our Service.
Application refers to AJ Unique TopUp.
Company ("We", "Us", or "Our") refers to AJ Unique TopUp.
Country refers to Nigeria.
Device means any device that can access the Service.
Personal Data means any information that identifies an individual.
Service refers to the Application, including VTU services and the Marketplace.
Marketplace refers to the feature within the Application that allows users to buy and sell products or services.
Service Provider means third-party companies or individuals who assist in operating the Service.
Usage Data refers to data collected automatically from the Service.
You means the user of the Service.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
We may collect:
Email address
First and last name
Phone number
Account and transaction details
Seller verification information (if applicable)
Usage Data
Collected automatically and may include:
IP address
Device type
App usage behavior
Browser type
Time and date of visits
Marketplace Data Collection (NEW)
When You use the Marketplace:
Buyers: We may collect order details, contact information, and transaction history.
Sellers: We may collect additional information such as identity verification, payment details, product listings, and transaction records.
We may also monitor interactions between users to improve safety, prevent fraud, and enhance user experience.
HOW WE USE YOUR DATA
We Use Your Data To:
Provide and maintain our Service
Process transactions (VTU & Marketplace)
Manage user accounts
Enable communication between buyers and sellers
Improve platform security and prevent fraud
Send updates, notifications, and promotions
Analyze usage and improve user experience
Marketplace Data Sharing (IMPORTANT)
By using the Marketplace:
Buyers agree that their basic contact details may be shared with sellers for order fulfillment.
Sellers agree that their business/profile information may be visible to buyers.
We do not sell your personal data, but we may share necessary details to enable transactions.
Third-Party Services
We may share Your data with:
Payment processors
Analytics providers
Advertising partners
Service providers
These parties are required to protect Your data.
DATA RETENTION
We retain Your Personal Data only as long as necessary to:
Provide our services
Comply with legal obligations
Resolve disputes
Enforce agreements
Data Security
We use reasonable security measures to protect Your data. However, no system is 100% secure, and we cannot guarantee absolute security.
Marketplace Risk Notice
While we implement safety measures:
The Marketplace connects buyers and sellers directly
We do not control or guarantee user behavior
Users are responsible for verifying transactions
We encourage:
Meeting sellers safely
Verifying products before payment
Using secure transaction methods
Your Rights
You have the right to:
Access Your data
Update or correct Your data
Request deletion of Your data
You can do this via your account or by contacting us.
Children’s Privacy
Our Service is not intended for users under 13. We do not knowingly collect data from children.
Links to Third-Party Sites
We are not responsible for third-party websites linked within our app.
CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy. Users will be notified of significant changes.
ADVERTISING
We may allow third-party ad companies to collect anonymous data such as:
Device type
Advertising ID
Browsing behavior
This is used to serve relevant ads.
CONTACT US
If you have any questions:
📧 Email: ajuniquetopup@gmail.com
📞 Phone: 09056184677